Essential documents
You drive for several years without making an insurance claim. What is the usual benefit?
- Your MOT certificate lasts longer
- You no longer need a driving licence
- Your vehicle tax is cancelled
- You build up a no-claims discount that can lower your premiumCorrect
Why?
Driving without making a claim usually earns a no-claims discount, which can reduce the price of your insurance premium. You must still keep valid insurance, one of the documents listed in Annex 3 of The Highway Code.
Highway Code rule Annex 3