Essential documents

You have a 'third-party, fire and theft' insurance policy. What extra does it cover compared with third-party only?

Repairs to your car after any accident you cause
A courtesy car whenever yours is in a garage
Legal costs for any driving offence
Your car being stolen or damaged by fire
Correct

Why?

Third-party, fire and theft covers the same as third-party only, plus loss or damage to your own vehicle caused by fire or theft. It still does not pay to repair your car after a collision you cause; only comprehensive cover does that. Insurance is a required document in Annex 3 of The Highway Code.

Highway Code rule Annex 3

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You have a 'third-party, fire and theft' insurance policy. What extra does it cover compared with third-party only?

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